cash advanced bad chex system

Now what? I could use some suggestions. Can the thing I did with the check stand up in court? It really sucks that I paid over 2 grand just to be screwed over $36.

It has been my understanding that state laws can be more restrictive than Federal laws.

Or BT more to a card than you really need to...for the sake of getting CLIs? With Chase, I initially got only $2k, but I mentioned I needed to do a BT and the CL wouldn't cover it, they double me to $4K. I really didn't need $4K, but they didn't know that. I managed to get the CLI at that time w/o having to give them info on another acct. But If I get this National City card, I'm thinking of telling them I need to transfer $4-$5K so I can get a higher CL. Have any of you done a BT to a hard that has no balance? Does it hurt to have a large credit balance on a card? How long does it take you to get a refund of such a large CR balance? Anything else I should know about this 'procedure'?

I have 1 bad thing left on my EQ report, it's a credit card CO from early 2001. The way EQ is reporting the TL is that I there is no balance and there is nothing due. It shows a high balance of ~$4,700.

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